So for my February All Change, I got this.
Yeah, I got new ink. Continue reading
It seems like January was just yesterday.
A new thing I’ve started this month – green smoothies! Or smoothies, in general. I’m currently on the second day of a 3-day smoothie cleanse, and I’m feeling great. It’s a good feeling to know that the instant I’m feeling peckish, I can whip up a smoothie and drink that, and have all the cravings magically disappear. It’s a great way to make myself eat celery, which I absolutely detest in its raw and cooked form.
That said, I have been experiencing cravings for raw food like crazy since I started. I miss chewing, snacking, and it’s like any little thing sets me off. I’ve thought of, in no particular order, donuts, frozen yogurt, chocolate, chips, pizza, beer, even kfc. I’m never one to crave junk food, not at all, but right now I just want everything and anything. BREAD is a huge thing. I crave that floury, buttery goodness so much, I can’t even describe it. But I will stick to my guns and tough this out. 3 days, just on smoothies, it’s not too bad. It’s not bad at all. Once the three days are up, I might still do one green smoothie a day, just for the hell of it. It’s a great way to put away the required vegetables and fruits – you can never have too much of those.
The second all change – yes, there are two this month – is that I’m now a property owner! *Cue applause and confetti. Well, loan approval pending, but all the papers are signed. Once I get the go ahead from the bank, I will effectively owe my mom and the bank a fuckton of money. I really shouldn’t be looking forward to that, but surprisingly, I am. Guess it’s because I know my money’s going to a good place instead of being spent on frivolous things. It’s expensive (by some standards), but it’s a (I guess) good investment. Funny how I’m not afraid of being saddled with a debt to the tune of a little more than half a million?
Expected completion is in the first quarter of next year. And then I’ll have to worry about getting some tenants for the place… actually I’m already worrying about that now. Oh well. Everything will fall into place. Boat, dock, course, and all that.
Two days to Independence Day! (Three if time difference is taken into consideration but hey.)
All the reading I’ve been doing recently about the economic situation here in Malaysia, coupled with articles on the realities of the income of middle class Malaysians, the spate of retrenchment at my company, and the staggering electricity bills I’d gotten recently, I think it’s time to reevaluate my finances.
I used to think I got lucky in my pay – a point that has remained constant through all the full time jobs I’d held. I’ve always been paid above the market rate, and had gotten what I’d asked for. I think it’s forgiveable for me to have thought that, since I’m making better money, I’m privileged to spend more.
I’m beginning to learn that there’s no such thing as more disposable income. The more you earn, the more you’d want or think you can spend. But that’s not true. the amount of disposable income does not increase. The price of what you spend on does. If I earned 1000 bucks a month, I’d frequent eateries such as mamak stalls or hawker centers, and the occasional (non-pricey) restaurant. If I earned 5000 bucks, I’d naturally forgo the food trucks and head straight for Chilli’s all day, every day.
The more I earn, the more I’d spend on things that are more expensive as opposed to continuing to spend on cheaper stuff, of which I could buy more. Real life example: I’d stopped shopping at Berjaya Times Square now that I’m no longer a student living off an allowance. Instead, I’m buying more high street brands, and have been saving up for brands (which I promised myself I’d never succumb to. How things change.)
But I digress. It’s time to monitor my finances, and curb impulse spending. (Like on my pet hedgehog.) Having more money doesn’t mean I have to spend more of it. It just means I should be able to save more. Come April, it’s time to re-evaluate what’s worth spending on and what’s not (basically everything).
This month’s all change is easy-peasy.
1. Do not engage.
2. If engagement is unavoidable, just say no.
The title of the post may be misleading, but this isn’t written in a fit of anger. It’s written in cold deliberation. Because life is too short to care about or for anything or anyone who is not family, or people I see as family. Who are few and far between.
Six months in, I think it’s time to move on.
I’ve skipped a couple of all changes since October – the one in October was getting a new job, in a new field, with new people I’ve never met. November was hectic, with work and then my week in Sydney for graduation, that I didn’t have time to sit down and properly think about it. And then it’s a week and a half into December. How time flies. Continue reading
One of my best friends for the past decade of our lives is currently on a plane, crossing time zones and country borders as she travels from Singapore to New York. Despite knowing that she had some twenty-odd hours of recycled air and uncomfortable airplane seats in front of her, it hadn’t stopped me from sobbing at her over the phone for nearly an hour while she juggled luggage, rogue trolleys, and phone, all while offering words of comfort. The mark of a true friend – no judgment even though you’ve pretty much been the biggest idiot the world over, and a trans-Indian Ocean phone call when you’re most in need.
I finally saw you again last night.